35098
Cullman, Alabama
Cullman 35098 needs watching.
The 35098 ZIP code in Cullman, Alabama has a median sale price of $165K, down -15.6% year-over-year. Homes spend an average of 75 days on market, with 50% of homes selling above list price.
Folio's PropIQ™ score of 62 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 35098.
The Cullman market at ZIP 35098 shows a median sale price of $164,950 as of February 2026, down 15.6% year-over-year—a substantial correction that signals shifting demand dynamics. Homes are moving at a moderate pace with 74.5 days on market, while exactly half of sold properties closed above asking price. This 50-50 split indicates a market in transition, neither clearly favoring buyers nor sellers, with negotiating power distributed evenly across transactions.
Price-sensitive first-time buyers gain the most from current conditions, as the 15.6% decline expands purchasing power considerably compared to 2025 levels. Sellers with equity cushions and flexible timelines can still capture above-ask offers in the 50th percentile, but those requiring quick exits face a 74-day average absorption period. Investors seeking cash-flowing rentals benefit from the compressed entry price, though the negative price trajectory demands conservative underwriting on future appreciation assumptions.
The PropIQ score of 62 signals caution, suggesting further price discovery may occur before stabilization. The combination of negative annual appreciation and moderate inventory velocity indicates the market hasn't established a firm bottom. Prospective participants should monitor month-over-month velocity changes and the percentage of above-list sales—if that 50% figure declines below 40% in coming months, additional price softening becomes probable.
What is the median home price in 35098 Cullman?
The median sale price in 35098 is $165K, down -15.6% year-over-year as of 2026-02-28.
How long do homes stay on the market in Cullman 35098?
Homes in 35098 Cullman spend an average of 75 days on market before going under contract.
Is Cullman 35098 a good place to invest in real estate?
Folio's PropIQ™ score for 35098 is 62/100 — a Caution signal. 50% of homes sold above asking.
What does a PropIQ™ score of 62 mean for 35098?
PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 62 = Caution in 35098 Cullman, Alabama.