EST. 2026 · REAL ESTATE INTELLIGENCE
Folio.
MON, MAY 11, 2026
3,794 ZIPS TRACKED
Real EstateAlabamaFort Payne35962
ZIP Code Market Intelligence · Updated 2026-02-28

35962
Fort Payne, Alabama

Source: Redfin MLS · Folio PropIQ™ Intelligence
56PROPIQ™
Caution
Median Sale Price
$195K
↓ -18.5% year over year
Avg Days on Market
136d
Median to go under contract
Sold Above List
25%
of homes
Price Drops
N/A
of active listings
PropIQ™ Signal Breakdown
Price Momentum49
DOM Velocity0
Inventory Health30
Investment Signal100
School Trajectory70
Market Analysis

Fort Payne 35962 needs watching.

The 35962 ZIP code in Fort Payne, Alabama has a median sale price of $195K, down -18.5% year-over-year. Homes spend an average of 136 days on market, with 25% of homes selling above list price.

Folio's PropIQ™ score of 56 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 35962.

Folio Market Intelligence Report · 35962AI ANALYSIS

The Fort Payne market at ZIP 35962 shows clear deceleration, with median sale prices dropping 18.5% year-over-year to $194,750. Homes are averaging 135.5 days on market, indicating weak absorption rates and limited buyer urgency. Despite the price correction, only 25% of properties close above list price, suggesting sellers maintain resistance to current valuations even as market fundamentals shift downward. This divergence between seller expectations and buyer behavior defines the current transaction environment.

Price-sensitive buyers gain negotiating leverage in this climate, particularly those willing to endure the 135-5-day marketing cycle for additional concessions. The 18.5% annual decline creates entry points for investors targeting long-term appreciation rather than immediate equity gains. Sellers face challenging conditions unless pricing reflects the downward trajectory—the 75% of homes selling at or below list demonstrates that premium positioning fails in this market cycle.

The PropIQ score of 56 signals caution, reflecting structural weakness beyond normal seasonal variance. The combination of extended days-on-market and continued price erosion suggests further declines before stabilization, absent demand catalysts. Monitoring monthly sale volumes and list-to-sale price ratios will indicate whether the correction is completing or accelerating through subsequent quarters.

Frequently Asked Questions

What is the median home price in 35962 Fort Payne?

The median sale price in 35962 is $195K, down -18.5% year-over-year as of 2026-02-28.

How long do homes stay on the market in Fort Payne 35962?

Homes in 35962 Fort Payne spend an average of 136 days on market before going under contract.

Is Fort Payne 35962 a good place to invest in real estate?

Folio's PropIQ™ score for 35962 is 56/100 — a Caution signal. 25% of homes sold above asking.

What does a PropIQ™ score of 56 mean for 35962?

PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 56 = Caution in 35962 Fort Payne, Alabama.

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