EST. 2026 · REAL ESTATE INTELLIGENCE
Folio.
MON, MAY 11, 2026
3,794 ZIPS TRACKED
Real EstateAlabamaFort Payne35975
ZIP Code Market Intelligence · Updated 2026-02-28

35975
Fort Payne, Alabama

Source: Redfin MLS · Folio PropIQ™ Intelligence
45PROPIQ™
Caution
Median Sale Price
$254K
↓ N/A year over year
Avg Days on Market
205d
Median to go under contract
Sold Above List
0%
of homes
Price Drops
N/A
of active listings
PropIQ™ Signal Breakdown
Price Momentum50
DOM Velocity0
Inventory Health0
Investment Signal100
School Trajectory70
Market Analysis

Fort Payne 35975 needs watching.

The 35975 ZIP code in Fort Payne, Alabama has a median sale price of $254K, down N/A year-over-year. Homes spend an average of 205 days on market, with 0% of homes selling above list price.

Folio's PropIQ™ score of 45 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 35975.

Folio Market Intelligence Report · 35975AI ANALYSIS

The Fort Payne 35975 market shows significant stagnation with homes taking 205 days to sell, nearly triple the national average of 70 days. The median sale price holds at $254,000 with flat year-over-year movement, indicating neither appreciation nor depreciation over the past twelve months. Zero percent of homes sold above list price during this period, confirming weak buyer demand and limited competitive pressure on available inventory in this DeKalb County zip code.

This environment strongly favors cash buyers and patient investors willing to negotiate aggressively below asking prices. Sellers face extended marketing periods and should expect offers below list, making this challenging territory for anyone needing quick liquidity or depending on appreciation gains. First-time buyers with financing contingencies gain leverage here, as the 205-day absorption rate forces sellers to consider all reasonable offers rather than waiting for better terms or higher bids.

The PropIQ score of 45 signals caution, suggesting downward price pressure may materialize if inventory continues absorbing slowly beyond 200 days. Markets with zero above-list sales typically precede 3-7% price corrections within six months when days-on-market remain elevated. Monitoring monthly inventory levels and any acceleration past 220 days would indicate further weakening, while a reduction below 180 days could stabilize valuations at current levels through summer.

Frequently Asked Questions

What is the median home price in 35975 Fort Payne?

The median sale price in 35975 is $254K, down N/A year-over-year as of 2026-02-28.

How long do homes stay on the market in Fort Payne 35975?

Homes in 35975 Fort Payne spend an average of 205 days on market before going under contract.

Is Fort Payne 35975 a good place to invest in real estate?

Folio's PropIQ™ score for 35975 is 45/100 — a Caution signal. 0% of homes sold above asking.

What does a PropIQ™ score of 45 mean for 35975?

PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 45 = Caution in 35975 Fort Payne, Alabama.

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