85544
Payson, Arizona
Payson 85544 is stable.
The 85544 ZIP code in Payson, Arizona has a median sale price of $525K, up +4.0% year-over-year. Homes spend an average of 93 days on market, with 5% of homes selling above list price.
Folio's PropIQ™ score of 65 signals Caution conditions. This market is holding steady. Monitor inventory shifts before committing.
The Payson 85544 market registers a median sale price of $525,000 with modest year-over-year appreciation of 4.0%, tracking below national inflation rates and signaling pricing stabilization after previous growth cycles. Homes are averaging 93 days on market, substantially above the sub-60-day threshold typically associated with seller-advantaged conditions. Only 5% of transactions close above list price, indicating minimal bidding competition and suggesting buyers maintain negotiating leverage in most scenarios.
This environment favors patient buyers willing to conduct thorough due diligence during extended marketing periods. Sellers with flexible timelines can still achieve full list price or better, but aggressive pricing strategies will likely result in properties exceeding the 93-day DOM average. Cash investors seeking immediate equity upside should approach cautiously, as the 4.0% annual appreciation barely exceeds carrying costs and provides limited margin compression opportunities without operational value-add components.
The PropIQ score of 65/100 signals caution, reflecting mixed indicators that warrant close monitoring of inventory accumulation and absorption rates. If days on market extend beyond 100 days or the percentage of above-list sales drops below 3%, expect downward pricing pressure within the next two quarters. Watch for shifts in listing volume and mortgage rate sensitivity, as the current 93-day DOM suggests the market sits at an inflection point between stabilization and potential correction.
What is the median home price in 85544 Payson?
The median sale price in 85544 is $525K, up +4.0% year-over-year as of 2026-02-28.
How long do homes stay on the market in Payson 85544?
Homes in 85544 Payson spend an average of 93 days on market before going under contract.
Is Payson 85544 a good place to invest in real estate?
Folio's PropIQ™ score for 85544 is 65/100 — a Caution signal. 5% of homes sold above asking.
What does a PropIQ™ score of 65 mean for 85544?
PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 65 = Caution in 85544 Payson, Arizona.