34109
Naples, Florida
Naples 34109 needs watching.
The 34109 ZIP code in Naples, Florida has a median sale price of $665K, up +0.8% year-over-year. Homes spend an average of 66 days on market, with 1% of homes selling above list price.
Folio's PropIQ™ score of 55 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 34109.
ZIP code 34109 in Naples posted a median sale price of $665,000 as of February 2026, representing a modest 0.8% year-over-year increase that barely outpaces inflation. Homes are averaging 65.5 days on market, indicating a normalized pace that contrasts sharply with the pandemic-era frenzy. Only 1% of properties sold above asking price, confirming that seller pricing power has effectively evaporated in this coastal market.
This environment favors patient buyers with financing secured and negotiating leverage. The 65.5-day marketing period provides time for thorough due diligence without competitive pressure, while the 1% above-ask metric suggests offers at or below listing price will gain traction. Sellers with equity built before 2022 can still exit profitably given the $665,000 median, but recent buyers face minimal appreciation and should avoid selling unless necessary.
The PropIQ score of 55 signals caution, reflecting vulnerability to rate fluctuations and inventory expansion that could further pressure prices. The near-flat 0.8% annual gain suggests 34109 has entered a holding pattern where appreciation stalls but hasn't reversed into decline. Monitoring inventory levels and days-on-market trends through Q2 2026 will indicate whether this stabilization persists or deteriorates into price corrections.
What is the median home price in 34109 Naples?
The median sale price in 34109 is $665K, up +0.8% year-over-year as of 2026-02-28.
How long do homes stay on the market in Naples 34109?
Homes in 34109 Naples spend an average of 66 days on market before going under contract.
Is Naples 34109 a good place to invest in real estate?
Folio's PropIQ™ score for 34109 is 55/100 — a Caution signal. 1% of homes sold above asking.
What does a PropIQ™ score of 55 mean for 34109?
PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 55 = Caution in 34109 Naples, Florida.