34110
Naples, Florida

ZIP code 34110 in Naples shows a median sale price of $737,500 as of February 2026, marking a substantial 16.1% year-over-year increase that outpaces typical appreciation rates. However, market momentum has slowed considerably, with properties averaging 86.5 days on market and only 1% of homes commanding above-list offers. This combination of elevated prices and extended marketing periods indicates buyers have regained negotiating leverage despite the double-digit annual appreciation.

The current conditions favor patient buyers with financing already secured who can capitalize on the 86.5-day average marketing window to conduct thorough due diligence and negotiate. Sellers who purchased before the 16.1% run-up can still extract significant equity, but those expecting bidding wars face a market where 99% of transactions close at or below asking price. Investors seeking cash flow should recalibrate models around the $737,500 entry point and factor longer holding periods given the deceleration signals.

The PropIQ score of 55 reflects cautionary fundamentals that suggest price growth may moderate from the current 16.1% pace as inventory absorption slows. Buyers should monitor whether days on market extends beyond 90, which would further shift leverage and potentially compress the premium over list price even more. The divergence between strong year-over-year gains and weak demand indicators warrants close attention to employment data and mortgage rate movements through Q2 2026.