EST. 2026 · REAL ESTATE INTELLIGENCE
Folio.
MON, MAY 11, 2026
3,794 ZIPS TRACKED
Real EstateFloridaOcala32686
ZIP Code Market Intelligence · Updated 2026-02-28

32686
Ocala, Florida

Source: Redfin MLS · Folio PropIQ™ Intelligence
51PROPIQ™
Caution
Median Sale Price
$168K
↑ +1.8% year over year
Avg Days on Market
180d
Median to go under contract
Sold Above List
0%
of homes
Price Drops
N/A
of active listings
PropIQ™ Signal Breakdown
Price Momentum50
DOM Velocity0
Inventory Health0
Investment Signal100
School Trajectory70
Market Analysis

Ocala 32686 needs watching.

The 32686 ZIP code in Ocala, Florida has a median sale price of $168K, up +1.8% year-over-year. Homes spend an average of 180 days on market, with 0% of homes selling above list price.

Folio's PropIQ™ score of 51 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 32686.

Folio Market Intelligence Report · 32686AI ANALYSIS

The Ocala 32686 market is operating in low-velocity conditions, with homes taking an average of 180 days to sell and a median price of $168,000 showing minimal appreciation at 1.8% year-over-year. Zero percent of properties are closing above list price, indicating buyers face no competitive pressure and sellers hold limited pricing power. This extended absorption rate—six months on market—signals a demand deficit where inventory exceeds qualified buyer activity at current price points.

This environment strongly favors patient cash buyers and investors seeking below-ask negotiations, as the 180-day marketing period and absence of over-list sales create leverage for purchase-side concessions. Sellers with equity and no time pressure can wait for qualified buyers, but those requiring quick exits face meaningful discounts. First-time buyers benefit from extended due diligence windows and the ability to negotiate repairs or credits that wouldn't exist in faster-moving markets with competitive bidding.

The PropIQ score of 51 registers as a caution signal, suggesting neither deterioration nor improvement momentum in the near term. The combination of modest 1.8% appreciation and protracted days-on-market indicates pricing may have reached a temporary ceiling relative to local income levels and buyer demand. Monitoring absorption rates and any contraction in active inventory will signal whether the market stabilizes at this equilibrium or requires price adjustments to clear existing supply.

Frequently Asked Questions

What is the median home price in 32686 Ocala?

The median sale price in 32686 is $168K, up +1.8% year-over-year as of 2026-02-28.

How long do homes stay on the market in Ocala 32686?

Homes in 32686 Ocala spend an average of 180 days on market before going under contract.

Is Ocala 32686 a good place to invest in real estate?

Folio's PropIQ™ score for 32686 is 51/100 — a Caution signal. 0% of homes sold above asking.

What does a PropIQ™ score of 51 mean for 32686?

PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 51 = Caution in 32686 Ocala, Florida.

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