EST. 2026 · REAL ESTATE INTELLIGENCE
Folio.
MON, MAY 11, 2026
3,794 ZIPS TRACKED
Real EstateFloridaPalatka32139
ZIP Code Market Intelligence · Updated 2026-02-28

32139
Palatka, Florida

Source: Redfin MLS · Folio PropIQ™ Intelligence
71PROPIQ™
Neutral Watch
Median Sale Price
$265K
↑ +55.1% year over year
Avg Days on Market
62d
Median to go under contract
Sold Above List
33%
of homes
Price Drops
N/A
of active listings
PropIQ™ Signal Breakdown
Price Momentum53
DOM Velocity0
Inventory Health40
Investment Signal100
School Trajectory70
Market Analysis

Palatka 32139 is stable.

The 32139 ZIP code in Palatka, Florida has a median sale price of $265K, up +55.1% year-over-year. Homes spend an average of 62 days on market, with 33% of homes selling above list price.

Folio's PropIQ™ score of 71 signals Neutral Watch conditions. This market is holding steady. Monitor inventory shifts before committing.

Folio Market Intelligence Report · 32139AI ANALYSIS

The 32139 ZIP code in Palatka shows accelerated price appreciation with a median sale price of $265,000, up 55.1% year-over-year as of February 2026. Homes are moving at a moderate pace, averaging 62 days on market, while one-third of properties sell above asking price. This combination of steep appreciation and moderate absorption indicates strong demand meeting limited supply in this sub-$300K price segment.

Sellers are positioned advantageously given the 55.1% annual gain and 33% above-list close rate, though the 62-day marketing period suggests pricing discipline remains necessary. Cash-constrained first-time buyers face headwinds from rapid appreciation, while investors seeking value-add opportunities may find the market's momentum has compressed margins. This environment favors move-up buyers relocating from higher-cost markets who can absorb the $265,000 entry point and tolerate modest marketing timelines.

The PropIQ score of 71 signals neutral conditions with caution warranted after such extreme appreciation. A 55% annual increase is statistically unsustainable, suggesting price growth deceleration is probable in coming quarters. Monitor days-on-market trends and above-list percentages closely; if DOM extends beyond 75 days or above-list sales drop below 25%, the market is normalizing from its current momentum-driven state.

Frequently Asked Questions

What is the median home price in 32139 Palatka?

The median sale price in 32139 is $265K, up +55.1% year-over-year as of 2026-02-28.

How long do homes stay on the market in Palatka 32139?

Homes in 32139 Palatka spend an average of 62 days on market before going under contract.

Is Palatka 32139 a good place to invest in real estate?

Folio's PropIQ™ score for 32139 is 71/100 — a Neutral Watch signal. 33% of homes sold above asking.

What does a PropIQ™ score of 71 mean for 32139?

PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 71 = Neutral Watch in 32139 Palatka, Florida.

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