EST. 2026 · REAL ESTATE INTELLIGENCE
Folio.
MON, MAY 11, 2026
3,794 ZIPS TRACKED
Real EstateTennesseeCookeville38545
ZIP Code Market Intelligence · Updated 2025-12-31

38545
Cookeville, Tennessee

Source: Redfin MLS · Folio PropIQ™ Intelligence
41PROPIQ™
Caution
Median Sale Price
$239K
↓ -43.9% year over year
Avg Days on Market
166d
Median to go under contract
Sold Above List
0%
of homes
Price Drops
N/A
of active listings
PropIQ™ Signal Breakdown
Price Momentum47
DOM Velocity0
Inventory Health0
Investment Signal100
School Trajectory70
Market Analysis

Cookeville 38545 needs watching.

The 38545 ZIP code in Cookeville, Tennessee has a median sale price of $239K, down -43.9% year-over-year. Homes spend an average of 166 days on market, with 0% of homes selling above list price.

Folio's PropIQ™ score of 41 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 38545.

Folio Market Intelligence Report · 38545AI ANALYSIS

The Cookeville 38545 market shows significant distress with a median sale price of $238,500 following a 43.9% year-over-year decline. Homes are averaging 166 days on market, more than triple the national median, indicating severely constrained demand. Zero homes sold above asking price in the current period, confirming that sellers hold no pricing power and buyers face no competitive pressure in negotiations.

This environment favors patient, cash-positioned buyers who can negotiate 5-10% below list price given the extended DOM and downward price trajectory. Traditional investors should exercise caution as the 43.9% depreciation suggests unstable appreciation fundamentals. Sellers facing non-discretionary timelines are most disadvantaged, likely needing to price 8-12% below recent comparables to achieve reasonable DOM given current absorption rates.

The PropIQ score of 41 signals continued weakness through Q1 2026, with stabilization unlikely until DOM contracts below 120 days. The magnitude of price correction suggests either oversupply from new construction or demand destruction from local economic factors requiring monitoring. Any score movement above 50 would indicate nascent recovery, but current velocity points toward further 10-15% downside before equilibrium establishes.

Frequently Asked Questions

What is the median home price in 38545 Cookeville?

The median sale price in 38545 is $239K, down -43.9% year-over-year as of 2025-12-31.

How long do homes stay on the market in Cookeville 38545?

Homes in 38545 Cookeville spend an average of 166 days on market before going under contract.

Is Cookeville 38545 a good place to invest in real estate?

Folio's PropIQ™ score for 38545 is 41/100 — a Caution signal. 0% of homes sold above asking.

What does a PropIQ™ score of 41 mean for 38545?

PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 41 = Caution in 38545 Cookeville, Tennessee.

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