77465
Bay City, Texas
Bay City 77465 needs watching.
The 77465 ZIP code in Bay City, Texas has a median sale price of $245K, up +25.6% year-over-year. Homes spend an average of 142 days on market, with 8% of homes selling above list price.
Folio's PropIQ™ score of 61 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 77465.
The Bay City ZIP code 77465 market shows contradictory signals as of February 2026, with a median sale price of $245,000 reflecting exceptional year-over-year appreciation of 25.6%. However, homes are averaging 141.5 days on market, significantly above the typical 30-60 day range seen in balanced conditions. Only 8% of properties are selling above list price, indicating limited buyer competition despite the substantial price growth over the past twelve months.
This market configuration favors patient buyers willing to negotiate, as the 141.5-day market time provides leverage for due diligence and price discussions. Sellers who purchased before the recent 25.6% run-up can still extract significant equity despite slower absorption rates. Cash investors seeking rental income may find opportunities in the extended days-on-market figure, though the modest 8% above-list percentage suggests pricing discipline will be essential for successful transactions.
The PropIQ score of 61 signals caution, suggesting the 25.6% price surge may not be sustainable given the extended market time. The divergence between rapid price appreciation and slow selling velocity typically precedes either price stabilization or correction. Monitoring month-over-month changes in days-on-market and the percentage of homes accepting price reductions will indicate whether the current elevated pricing can maintain momentum through 2026.
What is the median home price in 77465 Bay City?
The median sale price in 77465 is $245K, up +25.6% year-over-year as of 2026-02-28.
How long do homes stay on the market in Bay City 77465?
Homes in 77465 Bay City spend an average of 142 days on market before going under contract.
Is Bay City 77465 a good place to invest in real estate?
Folio's PropIQ™ score for 77465 is 61/100 — a Caution signal. 8% of homes sold above asking.
What does a PropIQ™ score of 61 mean for 77465?
PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 61 = Caution in 77465 Bay City, Texas.