EST. 2026 · REAL ESTATE INTELLIGENCE
Folio.
MON, MAY 11, 2026
3,794 ZIPS TRACKED
Real EstateTexasBonham75438
ZIP Code Market Intelligence · Updated 2026-01-31

75438
Bonham, Texas

Source: Redfin MLS · Folio PropIQ™ Intelligence
41PROPIQ™
Caution
Median Sale Price
$310K
↓ N/A year over year
Avg Days on Market
123d
Median to go under contract
Sold Above List
0%
of homes
Price Drops
N/A
of active listings
PropIQ™ Signal Breakdown
Price Momentum50
DOM Velocity0
Inventory Health0
Investment Signal100
School Trajectory70
Market Analysis

Bonham 75438 needs watching.

The 75438 ZIP code in Bonham, Texas has a median sale price of $310K, down N/A year-over-year. Homes spend an average of 123 days on market, with 0% of homes selling above list price.

Folio's PropIQ™ score of 41 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 75438.

Folio Market Intelligence Report · 75438AI ANALYSIS

The Bonham 75438 market shows stagnation with a median sale price of $310,000 remaining flat year-over-year as of January 2026. Homes are averaging 123 days on market, nearly four times the typical velocity seen in competitive Texas metros. Zero percent of properties sold above asking price, indicating buyers face no competitive pressure and sellers hold minimal pricing power. This extended absorption rate and lack of bidding activity signal a market where inventory is outpacing demand.

Patient buyers gain maximum leverage in these conditions, with 123-day market times providing ample opportunity for inspection contingencies and price negotiations below list. Investors seeking cash flow over appreciation should proceed cautiously given the flat price trajectory and slow turnover that could complicate exit strategies. Sellers face difficult timing unless circumstances require immediate liquidation, as the zero-above-ask metric demonstrates no urgency premium exists to reward listing in current conditions.

The PropIQ score of 41 out of 100 indicates elevated risk factors that warrant defensive positioning. This caution-level signal combined with flat annual pricing suggests watching inventory accumulation rates and employment data in the Bonham MSA for directional clarity. Without bidding competition or price momentum, the data points toward continued buyer advantage unless days-on-market compress or list-to-sale price ratios shift positive in coming quarters.

Frequently Asked Questions

What is the median home price in 75438 Bonham?

The median sale price in 75438 is $310K, down N/A year-over-year as of 2026-01-31.

How long do homes stay on the market in Bonham 75438?

Homes in 75438 Bonham spend an average of 123 days on market before going under contract.

Is Bonham 75438 a good place to invest in real estate?

Folio's PropIQ™ score for 75438 is 41/100 — a Caution signal. 0% of homes sold above asking.

What does a PropIQ™ score of 41 mean for 75438?

PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 41 = Caution in 75438 Bonham, Texas.

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