75439
Bonham, Texas
Bonham 75439 needs watching.
The 75439 ZIP code in Bonham, Texas has a median sale price of $245K, up +29.0% year-over-year. Homes spend an average of 153 days on market, with 0% of homes selling above list price.
Folio's PropIQ™ score of 55 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 75439.
The Bonham 75439 market shows a median sale price of $244,750 with a sharp 29.0% year-over-year increase, yet inventory moves slowly at 152.5 days on market—triple the typical hot market pace. Zero homes sold above asking price despite the substantial annual appreciation, indicating sellers achieved list price at best through extended negotiations. This disconnect between price growth and transaction velocity suggests the recent appreciation cycle may have outpaced local buyer capacity, creating a cooling dynamic despite headline gains.
Price-sensitive buyers gain advantage in this environment, with 152.5 days on market providing substantial negotiation leverage and no competition driving bidding wars. Investors seeking cash flow should exercise caution at current valuations given the 29% price jump may exceed rental rate growth in this Fannin County submarket. Sellers who purchased before 2024 can capitalize on significant equity gains, though they must price realistically as the 0% above-ask metric confirms buyers won't stretch beyond appraised values.
The PropIQ score of 55 signals deteriorating fundamentals beneath the surface price appreciation, warranting measured expectations for 2026. Extended days on market combined with zero competitive offers suggests demand exhaustion at these price levels, with potential for flat to negative appreciation ahead. Monitor monthly absorption rates and any movement in the days-on-market metric—further extension beyond 160 days would confirm a buyer's market is solidifying regardless of past year performance.
What is the median home price in 75439 Bonham?
The median sale price in 75439 is $245K, up +29.0% year-over-year as of 2026-02-28.
How long do homes stay on the market in Bonham 75439?
Homes in 75439 Bonham spend an average of 153 days on market before going under contract.
Is Bonham 75439 a good place to invest in real estate?
Folio's PropIQ™ score for 75439 is 55/100 — a Caution signal. 0% of homes sold above asking.
What does a PropIQ™ score of 55 mean for 75439?
PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 55 = Caution in 75439 Bonham, Texas.