EST. 2026 · REAL ESTATE INTELLIGENCE
Folio.
MON, MAY 11, 2026
3,794 ZIPS TRACKED
Real EstateTexasStephenville76401
ZIP Code Market Intelligence · Updated 2026-02-28

76401
Stephenville, Texas

Source: Redfin MLS · Folio PropIQ™ Intelligence
51PROPIQ™
Caution
Median Sale Price
$299K
↓ -4.6% year over year
Avg Days on Market
94d
Median to go under contract
Sold Above List
9%
of homes
Price Drops
N/A
of active listings
PropIQ™ Signal Breakdown
Price Momentum50
DOM Velocity0
Inventory Health11
Investment Signal100
School Trajectory70
Market Analysis

Stephenville 76401 needs watching.

The 76401 ZIP code in Stephenville, Texas has a median sale price of $299K, down -4.6% year-over-year. Homes spend an average of 94 days on market, with 9% of homes selling above list price.

Folio's PropIQ™ score of 51 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 76401.

Folio Market Intelligence Report · 76401AI ANALYSIS

The Stephenville market shows cooling momentum with the median sale price at $299,000, down 4.6% year-over-year. Inventory is absorbing slowly at 94 days on market, significantly above the 60-day benchmark that typically indicates balanced conditions. Only 9% of homes are selling above list price, confirming minimal competition among buyers and suggesting sellers hold limited pricing power in current negotiations.

This environment favors patient buyers with financing in place who can leverage the 94-day market time to negotiate below-ask transactions. The 91% majority of homes selling at or below list price indicates room for offer structuring and inspection-based concessions. Sellers face headwinds and should price conservatively from listing date, while investors seeking cash-flowing rentals may find entry points if the negative price trajectory continues through spring.

The PropIQ score of 51 signals caution, reflecting deteriorating price trends and extended absorption rates that could persist into Q2 2026. Watch for inventory accumulation above current levels, which would pressure prices further downward. The single-digit above-list percentage suggests demand has not stabilized, and without significant new buyer activity or employment catalysts in Stephenville, the market likely trades sideways to down through mid-year before any potential seasonal lift materializes.

Frequently Asked Questions

What is the median home price in 76401 Stephenville?

The median sale price in 76401 is $299K, down -4.6% year-over-year as of 2026-02-28.

How long do homes stay on the market in Stephenville 76401?

Homes in 76401 Stephenville spend an average of 94 days on market before going under contract.

Is Stephenville 76401 a good place to invest in real estate?

Folio's PropIQ™ score for 76401 is 51/100 — a Caution signal. 9% of homes sold above asking.

What does a PropIQ™ score of 51 mean for 76401?

PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 51 = Caution in 76401 Stephenville, Texas.

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