EST. 2026 · REAL ESTATE INTELLIGENCE
Folio.
MON, MAY 11, 2026
3,794 ZIPS TRACKED
Real EstateTexasWaco76655
ZIP Code Market Intelligence · Updated 2026-02-28

76655
Waco, Texas

Source: Redfin MLS · Folio PropIQ™ Intelligence
55PROPIQ™
Caution
Median Sale Price
$301K
↓ -0.3% year over year
Avg Days on Market
92d
Median to go under contract
Sold Above List
9%
of homes
Price Drops
N/A
of active listings
PropIQ™ Signal Breakdown
Price Momentum50
DOM Velocity0
Inventory Health10
Investment Signal100
School Trajectory70
Market Analysis

Waco 76655 needs watching.

The 76655 ZIP code in Waco, Texas has a median sale price of $301K, down -0.3% year-over-year. Homes spend an average of 92 days on market, with 9% of homes selling above list price.

Folio's PropIQ™ score of 55 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 76655.

Folio Market Intelligence Report · 76655AI ANALYSIS

The Waco 76655 market shows plateau conditions with a median sale price of $300,990 and a marginal year-over-year decline of 0.3%, indicating price stability rather than meaningful depreciation. Properties average 92 days on market, well above the 30-45 day benchmark for balanced markets, while only 9% of homes sell above list price. This metrics cluster signals a clear shift from seller advantage to buyer negotiating position, with inventory absorption rates pointing to moderate demand weakness.

Cost-conscious buyers gain tactical advantage in these conditions, particularly those willing to deploy patient capital through the 90-day marketing cycle. The 91% of properties selling at or below list suggests meaningful negotiation latitude, favoring purchasers who submit disciplined offers 3-5% below ask. Sellers face headwinds and should prioritize competitive pricing at listing rather than testing market tolerance, while speculative investors should exercise caution given the PropIQ score of 55/100 explicitly signals yellow-flag territory.

The PropIQ 55 rating suggests neither imminent collapse nor recovery acceleration, but continued sideways movement with downside vulnerability if days-on-market extends beyond 100. Monitor absorption rates monthly and watch for any decline below 50% of homes selling at list price, which would confirm buyer market entrenchment. Current data indicates 6-12 months of price drift rather than directional momentum, requiring quarterly re-evaluation before capital deployment decisions.

Frequently Asked Questions

What is the median home price in 76655 Waco?

The median sale price in 76655 is $301K, down -0.3% year-over-year as of 2026-02-28.

How long do homes stay on the market in Waco 76655?

Homes in 76655 Waco spend an average of 92 days on market before going under contract.

Is Waco 76655 a good place to invest in real estate?

Folio's PropIQ™ score for 76655 is 55/100 — a Caution signal. 9% of homes sold above asking.

What does a PropIQ™ score of 55 mean for 76655?

PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 55 = Caution in 76655 Waco, Texas.

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