EST. 2026 · REAL ESTATE INTELLIGENCE
Folio.
MON, MAY 11, 2026
3,794 ZIPS TRACKED
Real EstateTexasWaco76712
ZIP Code Market Intelligence · Updated 2026-02-28

76712
Waco, Texas

Source: Redfin MLS · Folio PropIQ™ Intelligence
55PROPIQ™
Caution
Median Sale Price
$359K
↓ -3.1% year over year
Avg Days on Market
76d
Median to go under contract
Sold Above List
13%
of homes
Price Drops
N/A
of active listings
PropIQ™ Signal Breakdown
Price Momentum50
DOM Velocity0
Inventory Health16
Investment Signal100
School Trajectory70
Market Analysis

Waco 76712 needs watching.

The 76712 ZIP code in Waco, Texas has a median sale price of $359K, down -3.1% year-over-year. Homes spend an average of 76 days on market, with 13% of homes selling above list price.

Folio's PropIQ™ score of 55 signals Caution conditions. Elevated price drops and longer days on market indicate softening in 76712.

Folio Market Intelligence Report · 76712AI ANALYSIS

The 76712 ZIP code reports a median sale price of $358,500 as of February 2026, marking a 3.1% year-over-year decline that signals a shift from previous appreciation trends. Homes are averaging 75.5 days on market, suggesting moderating demand relative to supply. Only 13% of transactions are closing above list price, down from the competitive bidding environment that characterized earlier periods. This data points to a market recalibrating after previous price growth, with sellers no longer commanding premiums.

These conditions favor patient buyers with financing secured, particularly those who can negotiate given the 75-day average DOM and limited competition for properties. The 13% above-list metric means 87% of transactions occur at or below asking price, creating room for offer negotiation. Investors seeking cash flow should find better entry pricing than the previous year, though the 3.1% price decline requires careful underwriting of future appreciation assumptions. Sellers face headwinds and may need to price competitively from listing day one.

The PropIQ score of 55 out of 100 signals caution, suggesting continued pressure on prices and absorption rates in coming months. Markets with this intelligence rating typically require six to nine months to establish a clear directional trend. Key metrics to monitor include whether days on market extend beyond 80 days and if the year-over-year price decline accelerates beyond 5%, both indicating further softening ahead.

Frequently Asked Questions

What is the median home price in 76712 Waco?

The median sale price in 76712 is $359K, down -3.1% year-over-year as of 2026-02-28.

How long do homes stay on the market in Waco 76712?

Homes in 76712 Waco spend an average of 76 days on market before going under contract.

Is Waco 76712 a good place to invest in real estate?

Folio's PropIQ™ score for 76712 is 55/100 — a Caution signal. 13% of homes sold above asking.

What does a PropIQ™ score of 55 mean for 76712?

PropIQ™ is Folio's proprietary market score combining price momentum, days-on-market velocity, inventory absorption, and investment signals into a 0–100 number. Score of 55 = Caution in 76712 Waco, Texas.

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